Saskatchewan is a No Fault province for auto insurance. No matter where you live, if you are injured in a motor vehicle accident in Saskatchewan, you are subject to Saskatchewan law for your benefits. The benefits are provided by Part VIII of the Automobile Accident Insurance Act.
Broadly stated the No Fault benefits a person injured in Saskatchewan is entitled to include income replacement benefits, living assistance benefits, rehabilitation benefits, permanent impairment benefits and pension benefits. All of these benefits are administered by Saskatchewan Government Insurance.
Saskatchewan residents have the option of electing tort coverage when they select their form of coverage. This provides the person with the right to sue for compensation for losses suffered in a motor vehicle accident if they are not at fault for the accident.
Out of province residents injured in Saskatchewan are covered by the No Fault provisions. Special rules apply to residents from Alberta because of unique agreement between SGI and the Alberta government.
In addition, there are special provisions that allow injured persons who have been injured by an "at fault" party who has been convicted of certain Criminal Code offences. Again, expert advice should be sought in these unique situations.
The rules and regulations related to a person’s entitlement to benefits are very complex. You will be dealing with an SGI Personal Injury Representative who will decide what benefits you are to receive. Often SGI’s decisions are communicated to you by "Decision Letters" which provide for appeals which must be filed within 90 days or SGI’s decision is considered final.
We hope you don’t suffer injuries as a result of a motor vehicle accident, but if you do, we are here to help you.
Eric grew up in Saskatoon, Saskatchewan, where he attended university to obtain degrees in biochemistry, philosophy and law. He articled at a small firm in Regina in 2010 after graduating from law school and joined our office in 2014. He became a partner in 2017.
Eric is currently a governor of the Saskatchewan Trial Lawyers’ Association and has been a member of the Saskatchewan Health Authority Research Ethics Board since 2013.
Eric has successfully represented clients before all levels of court in Saskatchewan and maintains a practice in corporate commercial and general civil litigation, as well as personal injury and WCB claims. In recent years, Eric has established a practice in all areas of blockchain and cryptocurrency law, an area in which he has extensive knowledge and experience.